Suitable Protection for Peace of Mind
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Copy of DAN LOOTEN INSURANCE, LLC

INSURANCE & ANNUITIES

 

Suitable Protection for Peace of Mind

Dan Looten Insurance, LLC is a self-owned insurance sales business which serve clients throughout the Quincy, Hannibal and St. Louis areas. Dan Looten Insurance specializes in Life Insurance, Annuities and Serious Illness Insurance for all stages of life. Whether you are looking to secure your family’s financial stability in the event of an untimely death, ensure additional income during your retirement years or create an estate to leave your family, Dan Looten will find a policy to fit your needs. Let Dan Looten Insurance provide you with excellent customer service and act as your personal point of contact for any questions you may have.

Please call Dan at (217) 653-8877 to set up an appointment, or use the contact link to send a message about which products might be best suited for you.

 

AREAS OF PRACTICE

life insurance

Life Insurance is a means of financially protecting your family during the loss of a loved one. An untimely death of a loved one is a terrible tragedy which leaves a void within the family. Sudden tragedies often come with unexpected expenses. You do not want to allow an unforeseen tragedy to be the beginning of your problems. If your family depends on you to provide for them, it is wise to prepare for the possibility of your absence with the financial protection of life insurance. My goal is to provide my clients with the best benefits at the most affordable prices. I offer my clients several types of life insurance products from multiple insurance agencies which fit their needs at every stage of their lives.


Cancer insurance

Do you have a friend or relative who has been diagnosed with internal cancer? 1 in every 3 people will be diagnosed with cancer, and anyone can be susceptible. It is heartbreaking to see fundraisers for young families with a parent or child who has been diagnosed with cancer. But those fundraisers are necessary, because typical health insurance does not cover all of your expenses associated with cancer. These indirect expenses may include deductibles, loss of income, travel and lodging expenses. Unlike other cancer policies, the policy I offer pays a lump sum benefit on top your existing health insurance. This policy would not replace your current health insurance, but it could help you with these additional expenses. This policy is  offered in many forms of coverage: individual, individual with child(ren), individual with spouse or family. And good news for cancer survivors, if you have recovered from cancer, and have not needed treatment for cancer within the last 5 years, you may qualify for this insurance.

annuities

The best way to build wealth is by diversifying your investments. Annuities provide a low risk way to invest your money now for future payment during your retirement. These policies are offered with several payment and benefit options. Let me help you prepare for your retirement with an annuity today.


Recovery insurance

Have you considered what would happen if you were injured and were unable to perform the simplest tasks like cleaning yourself or going to the bathroom? If you require a major surgery like back or hip surgery, you will very likely need help with these tasks. A nursing facility or assisted living facility would be able to help you with these tasks, which can be quite expensive. Recovery Insurance will help you with these expenses. A Recovery Care policy will pay you a daily benefit, for up to 360 days, when you are in an assisted living facility or a nursing facility. This policy also offers  a Home Care option that pays you a weekly benefit, for up to 52 weeks, for home nursing care. The benefits are paid directly to you, not the facility, at a predetermined amount of your choosing. The Recovery Care Insurance policy is not a Long Term Insurance policy, but if you are considering Long Term Care Insurance or have tried to get Long Term Care Insurance and did not qualify, Recovery Care Insurance may be a nice, more affordable, option for you.